Forget bailout here is my plan

September 26, 2008

Anyone facing foreclosure knows that in most cases that they have been snookered. Funny how mortgage contracts will adjust for increasing payments, but none adjust down if the economy goes bad.

 

Now the government is going to give Wall Street a 700 Billion dollar bailout plan. Now this plan is suppose to help the homeowner. It does not address unemployment and loss of jobs, the adjusting of mortgage rates that are the root causes.

 

Let us think about this:

 

  • Gas prices are higher than ever
  • We spend billions of dollars per month in Iraq
  • Unemployment is high
  • Food Prices have increased
  • Most homes have lost value leaving little to no equity
  • Utilities such as gas and electric are higher
  • Credit is scarce and refinance market is dead
  • Average family income is down
  • Bankruptcies are high

 

Who wins?

 

  • Oil companies recording record profits
  • Brokers, who have taken money from the stock and equity markets
  • Retiring executives from most markets with golden parachutes
  • Those who are operating the banks and brokerage firms

 

Those responsible will not suffer; the good old taxpayer is coming to the rescue. Okay, so we bail them out and have our government, buy the homes that have lost their value in many ways. Now the government will also have to absorb the cost in foreclosure. That is an additional expense.

 

Here is the major question, with banks and other institutions having dumped all their bad paper on the government, what is next? The answer to that is who knows.

 

Here is a solution, when you wean a baby off the bottle; you just take it away from the baby. That is what we have to do to the financial institutions. This has to be fixed in part by government but with a ground floor view.

 

 If you want to help those homeowners and reverse the economy here is the plan

 

  • A 6-month freeze on all foreclosures and those up coming for the next year
  • A $ 10,000.00 grant to all unemployed homeowners that need to get back on their feet
  • An audit on all mortgage companies that financed the sub-prime market
  • Allow modification of mortgage contracts on all distressed property
  • Allow 6 months for homeowners to get gainful employment (if they are unemployed)
  • Invest 100 billion for new “green” energy jobs
  • Invest 100 billion in full scholarships in community colleges for new high tech or “green” jobs
  • Financial Institutions that hold vacated property will keep them
  • Those pending foreclosures will be turned over to the government
  • The government will then administrate the process of implementing the above points.
  • The mortgagee when employed will modify their contract with the governmental agency.
  • Let the private sector sell the vacated properties through auction or other means

 

 

This is what I call trickle up economics. The intention is to assist those who are facing financial distress in most cases this will allow the homeowner to pay off their real estate taxes, allow them to find gainful employment. They will also buy food, pay utility bills, and help offset the price of gas. It is a terrible thing when you must commute 20 to 30 miles and do not have any money for gas. You must go to where the jobs are.

 

There are three types of people affected here, the employed, the unemployed and the multiple dwelling homeowners.  The employed would need a modified contract. The unemployed would need a moratorium and financial aid if not eligible for unemployment. Then there are those who have multiple dwelling units which the economy does not directly effect their primary residence.

 

Implementation can be administered by HUD, the first action that needs to be taken is an instant moratorium on all forecloses and real estate tax liens.

 

  • Set Up Special Temporary Branch under HUD to implement program
  • HUD takes all the recorded default notices
  • This program will be voluntary to homeowners
  • Residents affected will contact a 1-800 number for the financial grant
  • HUD will verify the information given
  • Homeowner will fill out application and send to HUD via internet, fax or mail.
  • HUD will release half of the $ 10,000.00 grant and in 30 days release the other half.
  • If Homeowner is collecting unemployment benefits HUD will reduce the scheduled unemployment benefit amount from the HUD payments for the 6 month period
  • Homeowner has 6 months to find gainful employment.
  • Within the 4 month period Homeowner will contact HUD for mortgage contract modification
  • Homeowners who are employed will contact HUD for assistance in mortgage modification
  • When mortgage modification is approved by HUD then the Homeowner will start making payments to the mortgage holder of record.

 

Mortgage holders are not bailed out, but will be allowed have the distressed properties temporarily moved off their balance sheets into a holding company account. This will relieve their balance sheet on a temporary basis, which will allow them to qualify for appropriate credit. They will report to the SEC (if a public company) and HUD the information on the holding company, with complete details. No other transactions other than that of distressed real estate are to be post to this holding company. .

 

When a homeowner starts to make payments on the modified mortgage contract the mortgage holder will transfer from the holding account the original value back to the mortgage holder’s original balance sheet.

 

In this way everybody wins, the mortgage holder, the homeowner and the government. This plan will result in more jobs; mortgage holders’ credit restored and distressed properties relieved. Of course, there are more details to work out but overall I believe my plan can be implemented in very little time.


Prosperity and Weight Loss

January 14, 2008

One wouldn’t think that weight loss has anything to do for prosperity. Yet it seems that through the eyes of employers and our social circles that prosperity seems to elude us in one form or another.

 Well let us put the record straight. Most employers look at you! So if you don’t look your best and feel confident, what do you think your perspective employer will think of you. Yes, we do hope that they will measure our experience and skills as Paramount. That is not the real world.  Employers look at you and your physical presence and evaluate accordingly.

Employers are aware that people who are overweight pose problems when it comes to having good health. That is not to say that you are not healthy. It is just statistical information that will draw the attention of the prospective employer.

 You know a lot of people want to become prosperous, but they don’t look the part. Being overweight makes one look as if they are careless about their health. That is just plain and simple talk. If you want to become truly prosperous maybe the first place to start is with your own health.

You want to look good! Actually you want to look fantastic. Well the impression could be carried over by your personality but it will not be congruent with your physical conditioning. To be prosperous confidence in not only what you know but also in how you present yourself.  If you look prosperous, the subconscious part of the physical should match your skill and educational levels as well.

 Even for promotions in some cases if a person would have lost a few pounds that employer would have noticed you right away from the new clothes or the astounding weight loss that you have taken responsibility for.

This is not to say that you can not succeed and be prosperous being overweight, far from it. I do believe because of the stereotyping that goes on, prosperity could be attracted much quicker if one is in control of themselves. Frankly I don’t care on a certain level of what anybody else thinks of me. What is most important is what I think of myself. Yet I do want to show that I am aware of my body and do lose weight. I believe it is important for ones own self esteem.

 I have been doing The Master Cleanse Diet and a modified one and lost 7 pounds already in 4 days. Guest what “no exercise or special menu’s” Pretty good don’t you think?

Prosperity does relate to the physical, don’t fool yourself into believing otherwise.

If want more data on The Master Cleanse Diet go to http://lose18poundsin9days.info

Best Regards,

 John


Why Britney Spears Can’t Change

January 11, 2008

A lot of people are still on the Britney Spears bandwagon. She has lost custody of her children what next? Talk of Intervention? I think this is coming in a little too late. She is now paying this Fedex 15K a month for child support. With a real good attorney he can milk her for a few hundred thousand a month.

Britney is heading fast to working at a diner.  Don’t forget Fedex is paying for 2 other children he had not very long before he worked with Britney.  His meal ticket is attached to Britney, I wonder what will happen if suddenly the money runs out? I bet you he will send those children back faster than you can spit. He would certainly have to make other arrangements, maybe have one of the parents start to take of care of his kids while he looks for, dare I say it, Work!

I hope he has been practicing his dance moves because he may be back at work rather soon, if Britney doesn’t get on track shortly. Do I understand this correctly, the guy Britney is with now is married? What is going on here?

There is a simple answer, Britney Spears has a self image problem. She is fixed on a set of conditional habits and they tend to bring her right back to where she was before. These paradigms are her habits. Those behaviors are the things that she needs to modify. Most people don’t know that they have habits. These habits are formed unconsciously. You will never out perform your self image. If your self esteem or self Image is low, the paradigms are keeping you there.

Britney Spears must change her self image. This can only be done by her. Yes, people can help her, but it boils down to education and coaching. She needs a real guide, not a phony that does not get the results that are expected. She simply doesn’t yet have the right guidance to keep herself on the growth track and start being more responsible.

This has nothing to do with money, but it will eventually spill over to that. She took a hit on one of the award shows, she is getting very little sales from what I understand from her new record. I have no idea how much money she spends, but it seems she is always out shopping or partying.

Britney Spears is a wonderful girl. But, she really needs some help. Like I say, give her to me for a couple of months and I will get that behavior corrected, paradigms gives you blindspots, she needs to have her eyes opened.

That is my message,

John Tebar Certified Life Coach, Author, Entrepreneur sign up for mailing list at http://www.holisticlifeplanningandresearch.com 


Why Bother With The Master Cleanse?

January 9, 2008

There’s a lot of buzz surrounding the Master Cleanse. Lately it seems like every Hollywood actress or actor who needs to get in shape is turning to this decades old health system that involves drinking a mixture of lemon juice, maple syrup, and cayenne pepper.   With all the diets out there to choose from why would anyone bother with the Master Cleanse?  

There are two main reasons people like the Master Cleanse. The first (and most obvious) is that it works. The results people are getting with the Master Cleanse border on miraculous, and they are backed by thousands of devoted users who are living testimonials to the effectiveness of the Master Cleanse.   

The second reason people choose the Master Cleanse over other diets and wellness programs is that it’s fast. The typical person only spends 10 days on the Master Cleanse, compared to other diets that can last months or even years you can see why they choose the Master Cleanse.   

Another interesting thing about the Master Cleanse lasting just 10 days is that you only need a short term burst of will power to get through it. Having to sacrifice for months is what makes other diets so hard to stay on, but most people can will their way through 10 days.   What can you expect from 10 days on the Master Cleanse?  Even though most people are going on the Master Cleanse to lose weight quickly, there’s many other health benefits to be gained by doing the Master Cleanse.

Flushing out your system is what the Master Cleanse is really designed to do. Even back 60 years ago when the Master Cleanse was first invented people had health problems as a result of waste building up inside of them. Today with processed foods, pollution, and all around poor diets our bodies desperately need to be flushed out every once in a while.   When you flush out your body with the Master Cleanse the waste you eliminate will be abnormal. The smell, color, and texture of the waste that comes out of your body shocks some people, so you should be prepared.  

 If you want to try the Master Cleanse there’s more you need to know then just drinking the lemonade mixture for 10 days. In fact most people who try the Master Cleanse without knowing all the steps fail. If you think the Master Cleanse is something you would like to try there’s a good book at http://lose18poundsin9days.info that you should read before starting the Master Cleanse because it covers the common problems people face, and how to avoid them.


3 Rules For Finishing The Master Cleanse

January 8, 2008

If you are not prepared for what you’ll experience when you do the Master Cleanse there’s a good chance you’ll fail. Typically lasting just 10 days, it’s easy to see why people just “jump right in” to the Master Cleanse thinking it will be easy. It’s not.

  

During your time on the Master Cleanse you are likely to experience hunger, aches, and irritability. Most people give up because of hunger. Putting solid food aside for a couple days and only drinking liquids is much harder than most people think. Even though the cravings for whole foods can be difficult they do subside after a few days on the Master Cleanse.

  

So rule number 1 for finishing the Master Cleanse is getting past the third day. Instead of focusing on completing the entire 10 days of cleansing just focus on getting past day 3. Breaking the Master Cleanse down into smaller milestones will be a big help.

  

Rule number 2 for finishing the Master Cleanse is dealing with aches and soreness. Headaches are one of the most common Master Cleanse side effects, but some people also get body aches.

  

To reduce aches you should drink a lot of water. It’s also good to relax and not push your self too hard when you do the Master Cleanse. Exercising should be kept to light walking and stretching. Your body will be going through a rigorous cleansing process during the Master Cleanse, and won’t be able to adequately recover from intense exercise during this time.

  

Rule number 3 for finishing the Master Cleanse is overcoming irritability. This affects the people around you more then it does yourself, but it’s something you need to be aware of before starting the Master Cleanse.

  

It’s best to let the people around you know that you’re going to be doing the Master Cleanse ahead of time so they can do their best to accommodate you. Also try to plan your Master Cleanse when you’re not too busy. Most of us can’t just take 10 days off to do the Master Cleanse, but you should try to avoid doing it when you’re swamped at work, or have other stressful events going on in your life.

  There’s more to succeeding at the Master Cleanse then I can cover in this small article. If you are serious about trying the Master Cleanse and want to be one of the people who do make it through the whole 10 days the Master Cleanse Secrets book at http://lose18poundsin9days.info


Weight Loss And “The Master Cleanse Diet”

January 4, 2008

Let me start by telling you what the Master Cleanse Diet isn’t. It is not a weight loss program and you will lose weight and tons of it. I have actually followed the Master Cleanse Diet or better known as the Lemon Cleanse or Lemonade Diet. I lost 18 pounds in 9 days. That is right 18 pounds in 9 Days.   

This Lemonade diet is not a diet. It is a detoxifying or colon cleansing fast. It is very effective. Used properly one can lose several waist sizes in as little as 7 to 10 days. This is a way of performing a natural cleanse. 

Now mind you, it is not a substitute for eating right or exercise. A lot of people have the perception that this is a diet. The purpose of this system is to cleanse the gunk that is inside you.    If you think that you don’t have gunk, let me clue you in on something, I didn’t believe I had that much in me. I exercise and eat pretty well. Now imagine not eating for 9 days and losing 18 pounds. What does that tell you? It tells me one thing and that is there is a lot of junk we accumulate and we carry it along with us, without any thought on the matter. Most people who are 20 pounds overweight could lose that much in less than 2 weeks.   

 I am not a doctor, nor will I tell you if it is safe or not. Lose 18 pounds in 9 days using the lemonade diet was eye opening. This is still one of the most effective ways to have a natural cleanse without any real effort on your part. Though there is a tremendous loss of weight, the Master Cleanse program works to help you cleanse from the toxins that are stuck to you from who knows when.  Weight loss is just a by-product of this cleanse but the way it leaves you feeling is outstanding. The measure of success on this cleansing program is not how much weight you lose it is about how good you feel.  I must admit I was very uncomfortable for the first 2 days. Then it was really easy to do for the next 7 days.   

 I had a friend who took this too far. Instead of doing it for 10 days he did it for 30 days and ended up going to see his doctor. He couldn’t figure out why he was so dizzy and weak. The doctor asked him what was he doing and he said he was doing the Master Cleanse. The doctor seem to know something about it, and when he inquired as to how long he was on this program, he said 30 days. The doctor explained to him 30 days was too long. This program is supposed to be done within 10 days, you can go longer, but it isn’t really recommended.   

I’ll tell you this much, after the 7th day I never felt so clean inside and out. My tummy was flat I was 21 pounds lighter and felt so clean. My caution is doing the lemonade diet or lemon cleanse is that you can go too far, like my friend did. Some doctors do not recommend this diet for various reasons. More holistic type doctors are more for it. My experience showed me that you do have to watch what you eat. When dealing with weight loss the Master Cleanse can be used as one of the tools.    

Weight loss is not a one thing to do only. Nor is it just diet and exercise. Diets do not work and they do not handle the full impact of weight gain. That aside one can use the lemon cleanse in conjunction with several other tools. First of all you must have a goal and that goal has to be yours. Next you need to have a compelling reason to lose weight. Then you can look at modifying your behavior toward food. Add to that making better food choices and also exercise. You must educate yourself along the way, to know what the best food choices are etc.   

The Lemonade Diet is just a catch phrase. The cleansing mixes lemon juice, cayenne pepper and a class B maple syrup. Also there are foods that you can eat and tea that you can add to it. The Master Cleanse is done from 1-10 days it does not go beyond that unless the person feels that they can.  Look at it as a “fast,” you can do this once every 3 months. This would help to keep you weight down, but again unless you are using other tools, there is only so much benefit before it turns into a danger.   

 It is very easy to follow. Anyone can do it and I do recommend that you check with your doctor especially if you have a pre-existing condition, if you are going to do it for more than one or two days. You just simply follow the instructions. I believe you will find it very effective. Now, don’t forget, in order not to put the weight back on” you will need to have another plan in place as soon as you are off the Master Cleanse.   

This is a perfect opportunity to refocus your attention on the correct foods, discipline and behaviors, to keep the weight off permanently. What you will discover upon coming off the lemon cleanse diet is what foods impact you positively or negatively. The book instructs you what to eat as you are coming off the cleanse itself. Just as you go on it, you also must know how to ease off the natural cleanse.   

When I lost the weight I was probably more shocked than anyone I knew. Lose 18 pound in 9 days, was not that hard. It was uncomfortable, but not difficult. I know if I could muster the strength to do it anyone can. The Lemon Cleanse diet is a good start but it isn’t the end all. Your own self discipline is what will make you successful in your weight loss quest.   

John Tebar Certified Life Coach, Author, Entrepreneur for more information go to http://lose18poundsin9days.info  to sign up for mailing list http://holisticlifeplanningandresearch.com


What is your message?

December 27, 2007

We all are constantly sending out messages, whether by word or by body language.  Are you sending out the right messages? Since we do have control over our thoughts we have that advantage to change our messages at any time.  Now just think about this, we can smile, think happy thoughts, change our biophysical chemistry and that is what we broadcast to others.

 

Some people have difficulties when they are in a poor state of mind. They can not seem to put themselves in the proper frame of mind. There is something to the statement of turning that frown upside down. A smile communicates many things, that one is happy, loving and another being confident. Laughter always helps and sometimes I do look for a joke or two to break my mood. I find that smiling is always helpful it puts me in a position of advantage. 

 

There is a statement which goes like this “Production is the basis of Morale.” That statement is true, in that, if your production is leading you towards that which you want, you morale is high. Think about that, when you are in the trenches working on a project, you want a certain outcome or result, what happens? I know with myself I am focused, happy, confident, feeling very powerful. Yet if your production is aimless, or you have no outcome in mind, what occurs is that you tend to lose your enthusiasm for the project.  

 

Bob Proctor once said “there were these stock brokers who were excited because they were making money, but the truth is they were making money because they were excited.” This is definitely a true statement. These past few weeks I have been excited about taking part in an opportunity, and because I got excited, I started to make money.  But as soon as any doubt or grim thought comes in then the mood shifts and nothing happens.

 

We can neutralize our enthusiasm by just thinking the opposite “The What If” scenario, which will steal your power. Keeping in that state of mind to produce income, is a fine line. It is like you are placing yourself on a fence, lean to one direction and there you will fall, lean to other and there you are. Funny thing about our choices, even this example makes me laugh, but it is so true, because we can be very perplexed. Our own thoughts can betray us. Is this the message you want to send? If our thoughts can betray us so quickly, what is the tool that we can use to offset these feelings? It is as simple as a smile, a laugh or a thought of love. Think of a little kitty in your hands, you whole mood just changes.

 

What we focus on does expand. Let us take a look at what we are focusing on. This in itself sends out that message to the material world and the universe. We are so bent on having evidence placed in our view that sometimes we forget the right sequence in which things manifest in our lives. To continue to harp on not seeing results only reinforces the same behavior that brings about those results we are not seeing. This may not be stated eloquently but it is true none the less.

 

You know sometimes things just don’t work out the way you would like them to. The search for your answer is right there within you. But, when the same thing happens consistently, you don’t ask for help. You feel that if you did it would be a sign of weakness. If I have learned anything in my entire life, I have learned that asking for help brings about the solutions that you need to hear. They may not be what you want to hear, but you need to hear them anyway. You want to have a great year, but you go it alone and bam your right back to where you started. You can change that, but you fear that if you do others will take advantage. I have been their and done that. The greatest results I had ever gotten came from a mentor or from something that I was accountable for.

 

If you want to send out a great message and you want to be effective, by all means hire a life coach or a great friend that will support you and keep you accountable. You will find that your message with some help will shift toward what you want, faster and with greater impact, then going it alone.

 

Think happy and prosperous thoughts, visualize in every project, action or activity reaping the rewards from focused attention that produces the outcomes that you are looking for. Take charge of your own “happiness makeover” and that is my message!

 

John Tebar

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Redefining Retirement – Looking Down The Rabbit Hole

December 17, 2007

We know that there is going to be a huge drawdown of pensions, retirement benefits, 401Ks and IRAs over the next eight years. Will the stock market hold up? That is a good question. Predictably, the stock market will go into a downturn for many years. This will start to require some response from Wall Street if they want to manage it.

This would dictate that new financial instruments will have to be created in order to support and leverage such a turn down. The turndown will start to put the pressure on the financial brokerage community to bring forth some measure of financial security. When the “Baby Boomers” start to wake up to the fact that there retirement is being redefined by government, it will send some people running and screaming bloody murder.

Action on the social security system must be taken over the next few years. Ignoring this problem or neglecting the on coming drawdown, would be disastrous. Will the government raise the age of retirement? I believe so as they will have no other options that will work to delay the draw down of retirement funds. It isn’t just the government; Wall Street is going to have to take action as well.  Banks are going to go crazy as the income flow from savings accounts will also start to diminish.

Aside, from all of this what about the little guy? Retirement is not going to be that much of an option, with certain exceptions, a large percentage of the retiring community is going to come up real short. Inflation won’t stop, prices will continue to rise, and housing markets will be flat. This period over the next eights years are going to be crucial. Government spending will have to be curtailed much more than any other period. There best investment is in new technologies and emerging markets involving new energy resources such as hybrid cars, alternative fuels, solar energy for homes and businesses.

There is no escape clause here; even the business community will be forced to make adequate changes to there own operations. These commutes to and from work is one place that they can start projects. Most administrative workers have computers at home and are connected to the net. The structure of having middle management sitting in supervision within a department will have to go network. It will eventually be the case where the worker is at home communicating to the main branch or hub for the company that they work for or with.

There is ample opportunity to start making these changes now. Any forward looking business will also see the merits of this type of structure. Of course this brings about other factors to consider, such as Workers’ Compensation Insurance. Look at a large company such as Walt Disney; since they wouldn’t have that many people in those cubicles, they could easily trim down the amount of buildings they need to occupy. 

This would also encourage employees to work with that company longer, since they will still receive their benefits and pay, and save the commute. This inadvertently, saves energy for the commuter and the company. Let us not forget what has been on the table all year long, that is, the green house gases, which will also improve by just having people work out of their apartments or homes. I don’t know about you but at age 70 I don’t believe I would want to go through all the traffic and bottlenecks to get to work. There could be arrangements made whereby the worker comes in once or twice a week for meetings or for filing important papers. Companies right now can easily set up secured intranet accounts or VPNs.  

  

Training and Education is very important especially if one is going to phase over to this type of plan. Running software, being security conscious, and backing up what one is processing are going to be key skills to have when employing such as strategy. This will eventually save most companies millions of dollars and they will be able to pay out “retirement” bound workers a bit more to stay on. Maybe one argument is that people would abuse that freedom and not show up to work. If that is the case as Donald Trump says “Your Fired!”

This is a paradigm shift. In order to keep up with all of the demands for energy savings, funding through taxation, avoidance of having too much of the aging population ending up on the streets, action must be taken. We can not continue the same old routines. There is absolutely no reason to avoid any of these issues. Preparation is more than half the battle, implementing solutions now is the answer.

Redefining retirement is simply changing the terrain. One has to adapt to the environment. Receiving a check that won’t even pay your mortgage or rent is leaving one with no choice but to continue to work. There is no fault finding here, we can not blame anyone for anything when it comes to our own financial problems.   

Those who want to actually retire are going to have a few options but not many. In most cases, the home based business, will start to see many “Baby Boomers” entering these emerging markets. They will have most of the computer skills necessary or will have to do some training but not much, at least in a technical sense. 

  

As I said before no one escapes this. The auto industry will be forced to spearhead the energy markets if they want to save themselves from bankruptcy. As Americans we need to lead the way, other countries are going to be really hurting, so it is going to be up to us to get this right. We have to set the example. Maybe it hurts to think about our future, maybe I am being a little too passionate about it. The trends don’t lie. We know what is coming so let us get prepared to take the appropriate action. My thought is do it now.

John Tebar CLC, Business Consultant, Author, Entrepreneur sign up for master mind mailing list at http://holisticlifeplanningandresearch.com 


New Year’s Resolutions – How to make them work

December 15, 2007

We are coming to a new year. Traditionally this is a time of family, friends and reflection on the year that has transpired. We assess what we have accomplished and what we want to accomplish over the next year for ourselves and or our families. We look at what we have and what we want to have in or out of our lives. It is a time to form a resolve to kick a habit, to change something about us or to achieve a milestone or benchmark for our betterment.

 Much consideration is given to a particular issue. Whether it is to lose weight or make more money, we mull over some idea of what we want to achieve. We set up a strategy and draft some sort of plan and decide this year we will go for it. Then after a few days, weeks or even a month we abandon the whole idea and go right back to where we were. This backsliding is not unusual, nor uncommon. We are resolved even excited to do something that will change our lives for the better, yet we fail, put it on the shelf and maybe next year we will have more strength to accomplish that goal.

One can not live in “Someday aisle.” When you have the potential to achieve anything you want in life and abandon that which you know is a great idea, you are treating yourself with disrespect. That disregard which you would never expect from anyone else, at least anyone close to you, will eat at you slowly over time. If not now, when are you going to do the things that you want to do? You need to get rid of those little monkeys in your head and get to the task at hand.    My experience has taught one thing, that if don’t want it bad enough, you will not make the move to get it. The question remains, “How intensely do you want to change this particular thing?” If your desire is not yours, you will fail. If your desire is based on “it’s a good idea” you will fail. If your desire is unrealistic you will fail. The only way that you will achieve the thing that you want to achieve is because of the outcome or the benefits that outweigh the act on not changing it at all. The idea of achieving or defeating some issue in your life is such that you will do anything to achieve it, now we have something to work with. That burning desire that just lights up everything inside you is what you need to have. An “almost” burning desire won’t do.    

The first step, to change is your desire to achieve that goal. Intelligently knowing what you want isn’t enough. You must become emotionally hooked on it as well. Your thoughts and feelings are what determine your actions. If you think about the outcome or benefit and your absent of any feeling for its achievement, you need to start to get excited about that achievement. You see it is the only thing that will start you on the path to success. Get excited!   

The next step is defining that goal. You need to define it in words that create the picture in your mind of what it is that you want. For instance, you want to lose weight, this is always a great example. Do you want to lose weight or do you want to see yourself in a more a fit body. So what is the goal here? The goal isn’t working out routinely, that is a task, not a goal. The goal is “I am a toned 150 pounds and my abs are so tight that you can bounce a coin off of them, I am strong, flexible and always energized, people look at me in amazement.” Now this statement is more powerful or thought provoking than just I want to weight so many pounds. Yuk! Then set a date for when this will be achieved.

This should be followed as to why you want to achieve this goal or conquer this issue. Define what your desire represents to you. How will it make you feel? It can not be just good! You must feel “POWERFUL” “IN CONTROL” “ELATED” “FIRED UP” so that the feelings can carry you through your challenges and there will be challenges make no mistake about that. Oh no, you are not going to get away from adversity. That is part and parcel of your preparation to start on this venture or journey.

What we are doing is adjusting your thoughts and feelings. As I had said in the above paragraphs, your thoughts and feelings will determine your actions. Now comes the hardest part, keep your goals in front of you and read them over and over again at least 2-3 times a day to remind you of where you are headed. You want to avoid pitfalls, so make sure before you “do” anything that you have impressed your goal and the reason why, first. People have a tendency to skip this step, don’t. If you do not impress your idea with the proper emotions first, you won’t act on it.

Once you start getting a hold on this, there will be times where you can also start doing it on a dime. So quickly that your body will immediately take action to achieve your objective or goal, it will take practice, but one step at a time. Again you can use this process on anything, just remember step one.

Setting up a support system is a great thing to do. If you want to become wealthy, don’t pay attention to those who are not wealthy. You want to study or hang around those who are wealthy, go to their seminars, read their books, get around winners. Here is the trap as well, if you want to lose weight and everyone around is overweight, don’t talk to them about your goal. They will say that they support you, but consciously or unconsciously they will start to bring you down. You want to lose weight, read body building magazines, read books about body building and there are great Ebooks on the subject from bodybuilders. Hire a personal trainer, heck hire a life coach. Whatever you do stay out of the “complaint and negative support groups.” They may have the same goals as you, but their negative input, such as “that doesn’t work or I tried this or that” will defeat you. They won’t inspire you they will crush your dreams with their drama in life. Read the inspiring stories, the motivational stuff that keeps the fires in you burning at a fever pitch. Forget the trash, don’t read it, don’t write about it, or allow any space in your mind for anything that will disempower you.

 You must remember that you are going to move forward, and your paradigm or habits are going to be pushing up against you, trying to re-establish the norm that you are trying to change. That original self image will only be defeated if you take control. That is why it is so important that you have a mentor, a best buddy or a life coach that will help you stay on track. Your mind and your body is going to go into protest mode, it doesn’t want to go away from the familiar. Keeping yourself on track and excited will get you to where you want to go.

Actions are the next and final step for you to take. Remember these are “tasks.” This is not the goal.  These tasks are the things that you choose to do to make progress to your goal. Take on step at a time and don’t try to become what you want in one fail swoop. No Hail Mary actions are necessary to make it. The only leap of faith you need to take is the belief that you are going to achieve your goal no matter what. If you want more wealth than make a wealth plan, more health, make a health plan, more confidence, make a more confidence plan. Then take action daily on the tasks that you need to follow in order to achieve what you want.

One other tip, now this is important, do what is most priority first. It’s that one thing that you truly want to achieve. Maybe you have 3-4 or more goals, don’t get scattered among all the goals. You want to spend your major time on that which you want the most. If your goal is better fitness and you also have wealth goals, which one weighs more for you? If you are in better shape, would it not affect you ability to gain more wealth? While you are executing one goal, you can of course start studying up on another.

Once you have achieved your major goal you will be even more motivated to achieve others. You build success one goal at a time. Then what will happen is that you will be able to handle more than one at a time without getting scattered all over the place.

Rehearse your goal daily, before you get up in the morning, read your goal card, think about how you want your day to turn out. This may be a little difficult at first, but if you do it daily it will start getting easier. Keep yourself excited and bring that excitement to each task. You will arrive at your goal and find that you can achieve anything that you want. Your thoughts, feelings and actions will form your attitude toward your goal, make it monumental!

John Tebar

Life Coach, Author, Entrepreneur sign up for master mind mailing list http://holisticlifeplanningandresearch.com


The Process of Goal Definition

December 7, 2007

One of major factors that become a stumbling block is we generally forget what the goal is. We already posses the ability to be, do and have anything we want.  How do I know this? Well it is very simple. When we want to achieve a goal, we always strive to get it. There are few parameters that surround goal achievement that does not vary, no matter what you do.  You can achieve any goal that you want. I will give you the example of getting a drivers’ license. Remember when you were young and you just turned of age to get a drivers’ license?

One of the things that happened was you got excited. You set the goal to get the license, not for the sake of having one, but for what it represented to you at the time.  Right before I even started my driving lessons, I was excited I could see and feel myself in possession of that license. Now, what was happening was that the license represented freedom, liberty to travel beyond a limited area, also to go where I want to go at any time. Wait you say, you don’t have a car and you have not even started your lessons yet. This is correct reality, my circumstances, resources were not even there. Yet I pushed to get that drivers’ license.  

The goal was not to learn how to drive; the goal was to have in my possession the drivers’ license. Why did I want that drivers’ license? It is how it may me feel, pure and simple. Did I have to learn to drive? Of course, I had to go through the process or better yet through certain steps to get to the goal. 

The goal was the drivers’ license, the steps were to pass the written test, get the driving lessons, take the driving test and with a pass on all of these, then obtain the official license.  What was the process? It was these steps: 

1) Know what you want

2) Get excited about it

3) Know, why you want it

4) Set your mind to it

5) Get on with the work  

Here is your bonus this process is already in you. You own it and you can make it work for anything that you want. This is where it gets tricky, today you might want a fit body; tomorrow you want to be a daredevil, the next day you want to run for a government office. That is why we don’t get to our goals or anywhere close.  This does not require any circumstance or resource, you simply focus on what you want and fix your mind to it. You keep yourself excited and remind yourself about what achieving this goal represents to you. The more clarity the more steps you will achieve or go through at a faster pace.   This is why your vision of where you want to arrive is so important. The more clarity the more the desire, the more the desire the more order and movement results in that given direction. Remember that we can not outperform our self image; we can only change how we think about ourselves.  

That power to achieve anything we want is already in our possession, we were born with it, we just have to learn how to use it effectively.


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